Privacy Policy

Effective Date: [Insert Date]

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At Banx Not Banks (“Banx”, “we”, “us”, or “our”), your privacy and trust are our priority. This Privacy Policy describes how we collect, use, disclose, and safeguard your personal data across jurisdictions in accordance with applicable data protection laws, including:

• The General Data Protection Regulation (GDPR) for EU/EEA residents

• The California Consumer Privacy Act (CCPA) and CPRA for California residents

• The Lei Geral de Proteção de Dados (LGPD) for Brazilian users

• PIPEDA for Canadian users

• Other international standards for data protection and transparency

By accessing or using our platform, you agree to the terms in this Privacy Policy. If you do not agree, please do not use our services.

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1. Information We Collect

1.1 Information You Provide

We collect data directly from you when you:

• Create an account

• Purchase or redeem Axion-Coins

• Submit creative assets

• Request support or engage with us

Types of Data Collected:

• Name, email, phone, country

• Username and password

• Creator portfolio details and payment preferences

• Financial information for fiat transactions (via trusted partners)

• Identity verification (if required by law)

1.2 Automatically Collected Data

• IP address and geolocation (approximate)

• Device type, OS, browser, session data

• Cookies and usage analytics

1.3 Sensitive Personal Data

We do not intentionally collect sensitive data (e.g. health, political views, biometric identifiers). If such data is submitted by mistake, it is promptly deleted.

2. Legal Basis for Processing (GDPR Compliance)

If you are located in the European Economic Area (EEA), our legal basis for collecting and using your personal data depends on the specific context, and includes:

• Consent: When you explicitly provide data or opt-in to marketing.

• Contractual necessity: To perform the services you request.

• Legal obligations: When required by law or compliance.

• Legitimate interest: For service improvement, fraud prevention, and securing our platform.

3. How We Use Your Information

We process your data to:

• Create and manage user and creator accounts

• Power Axion-Coin transactions and wallets

• Facilitate licensing of creative assets

• Enable fiat exchange through partners (e.g., Clara Payments, Dito Banx)

• Comply with tax, financial, or anti-fraud regulations

• Communicate platform updates, features, or marketing (opt-in only)

• Improve performance, content, and user experience

4. Sharing of Your Data

We do not sell your personal data.

We may share your information with:

• Financial service providers for payment processing and fiat/crypto exchange (e.g. Clara Payments, Dito Banx)

• Technology partners for hosting, analytics, communication, and security

• Legal authorities or regulators, when required

• Successors or acquirers in case of a merger or acquisition

All third parties are bound by data processing agreements and required to meet international privacy and security standards.

5. International Data Transfers

Your information may be transferred and stored outside your country, including in the United States, Mexico, or EU. We use:

• Standard Contractual Clauses (SCCs) for cross-border data transfer

• Verified processors with strong data safeguards

By using Banx, you consent to the transfer of your information across borders as needed for service provision.

6. Data Retention

We retain personal data only as long as necessary for:

• Fulfilling our services and legal obligations

• Resolving disputes

• Enforcing agreements
  Once no longer needed, your data is securely deleted or anonymized.

7. Your Rights

7.1 Under GDPR (EU/EEA Residents)

You have the right to:

• Access your personal data

• Request rectification or deletion

• Withdraw consent at any time

• Object to or restrict processing

• Request data portability

• Lodge a complaint with your data protection authority

7.2 Under CCPA/CPRA (California Residents)

You have the right to:

• Know what personal data is collected and how it’s used

• Request deletion of your data

• Opt-out of data sale (we don’t sell data)

• Access and download your data

• Appoint an authorized agent to act on your behalf

To make a request, contact: privacy@banxnotbanks.com

8. Cookies & Tracking

We use cookies and similar technologies for:

• Session management

• Performance analytics

• Functional improvements

You can control cookies through browser settings. You may also opt out of Google Analytics using Google's opt-out tools.

9. Data Security

We use encryption, access controls, and secure infrastructure to protect your data. Despite our efforts, no system is 100% immune to risk. In the event of a breach, we will notify you and regulators as required by law.

10. Children’s Privacy

Our services are not intended for children under 18. We do not knowingly collect data from minors. If we discover such data, we delete it immediately.

11. Changes to This Privacy Policy

We may update this policy from time to time. If changes are material, we’ll notify you via email or in-app notification. Continued use of the platform implies acceptance of the updated terms.

12. Contact Us

If you have questions, concerns, or wish to exercise your privacy rights, contact us at:
📧 privacy@banxnotbanks.com
🌐 www.banxnotbanks.com

You may also contact your local data protection authority if applicable.